Fixed APR
TERM LOAN

Business Term Loan

Fixed-rate term loans for growth, expansion, or refinancing. Predictable monthly payments with industry-leading APRs for qualified businesses.

Loan Amount
$25K – $2M
Rate
6% – 24% APR
Term
1–5 years
Loan Amount
$25K – $2M
Rate
6% – 24% APR
Term
1–5 years
Approval
1–5 business days
— PROCESS —

How it works

Step 1

Apply online

Complete a streamlined application with your business financials. No long paper forms or in-person meetings required.
Step 2

Get matched & approved

Our AI matches your profile to lenders most likely to approve your specific business profile and use case.
Step 3

Fixed monthly payments

Receive funds and begin repayment on a predictable fixed schedule — easy to budget and plan around.
— ADVANTAGES —

Why this product works for you

  • Predictable fixed payments
    Know exactly what you owe each month. No surprises, no variable rates — ideal for long-term budget planning.
  • Lower rates than MCAs
    Term loans are priced on APR, not factor rates. For qualified businesses, rates are significantly lower than short-term alternatives.
  • Build business credit
    Term loan repayment history reports to business credit bureaus, strengthening your profile for future borrowing.
  • Larger amounts available
    Qualify for up to $2M — significantly more than most working capital or MCA products can provide.

Ideal for businesses with

  • 1+ year in business
  • 650+ personal credit score
  • $100K+ annual revenue
  • Positive cash flow
Speed
1–5 days
Term
1–5 years

Long-term capital with predictable payments

Apply once. Our AI matches your business to the right term-loan lenders.

Apply now